Dakahlya Businessmen Association for Community and Development (DBACD) received an (A-) Rating from The International MicroFinanza Rating Agency (MFR), The largest Agency Specialized in The Institutional Evaluation of Microfinance Institutions, The Association Have Been Conducting This Evaluation Regularly Since 2004 , And achieved a BBB+ classification in 2017.
The latest report has showed the quality of the portfolio, and the operations management in the association, especially the efficiency of financial performance and credit risk management. The association also renewed the customer protection certificate and the principles of responsible pricing, according to the standards developed by Cerise and SPTF, the global leaders in social and environmental performance management. The association achieved the gold certificate, which is the highest degree of commitment to international standards for customer protection and social performance management. DBACD was the first microfinance institution in the Arab Republic of Egypt to achieve a certificate of client protection and responsible pricing principles in 2019, with a technical support from the International Finance Corporation (IFC). The association has been providing financing services for micro-enterprises since 1998. The total clients benefiting from financing reached 775,000 clients, and the accumulated portfolio amounted to 11.3 billion pounds. The number of active clients is 197 thousand, with a portfolio worth 1.4 billion pounds, through 40 branches spread in the governorates of Dakahlia, Sharkia, Damietta, Gharbia, Kafr El-Sheikh. The association provides financing through the earned surplus, As well as facilities from Egyptian banks such as the National Bank of Egypt, Banque Misr, Bank of Alexandria, Qatar National Bank, Credit Agricole Bank and Export Development Bank. The association also uses its earned surpluses to provide symbiotic services in the fields of health, education, and symbiotic activities in the developing communities through the association's solidarity fund.